Need of a License: An individual who is acting as an agent or producer needs a license to sell life and health insurance in Connecticut.
Who Grants a License: Licenses are granted by the Connecticut Insurance Department.
Qualifications to receive a License: To qualify for a resident Connecticut Producer license or a Public Insurance Adjuster license, the applicant must:
· Be at least 18 years of age;
· Be financially responsible and of good moral character
It is highly recommended that the Connecticut Department of Insurance Licensing Information Handbook be reviewed before taking an examination. Individuals who wish to obtain an insurance license in the State of Connecticut must:
1. Complete all prelicensing education requirements (80 hours for Life/Accident & Health License)
2. Make a reservation and pay the examination fee.
3. Pass the examination.
4. Apply for a license.
Applying for the Agent Exam: Contact PearsonVue to register and pay for your exam and to schedule an appointment to take it.
On the Internet—register and schedule at one time:
1. Access Connecticut Insurance certification testing with Pearson VUE.
2. Select Create an Account and follow the prompts.
Test Information: The license exam for each license type consists of questions that test knowledge of
topical areas listed in that exam’s content outline. You can view a complete outline specific to your exam online at www.prometric.com/connecticut/insurance. Content outlines were developed in cooperation with the Department and an Examination Review Workshop (ERW) consisting of individuals from the Connecticut insurance industry.
At the end of your exam, your score will be shown on the screen and you will receive a printed score report. The report indicates your overall score and grade, including the numerical percentage of questions answered correctly and whether you passed or failed. The report also displays your percentage correct in each major section of the exam, as defined by the exam content outline. These section scores are shown to guide you about areas requiring additional preparation for retesting if you do not pass the exam.
The Connecticut Department of Insurance Licensing Information Handbook contains specific content information beyond the following general outlines:
Connecticut Producer's Examination for Life/Accident and Health Insurance Series 18-03
150 questions – 2.5-hour time limit
1.0 Insurance Regulation 6%
2.0 General Insurance 6%
3.0 Life Insurance Basics 9%
4.0 Life Insurance Policies 10%
5.0 Life Insurance Policy Provisions, Options and Riders 10%
6.0 Annuities 5%
7.0 Federal Tax Considerations for Life Insurance and Annuities 6%
8.0 Qualified Plans 4%
9.0 Health Insurance Basics 6%
10.0 Individual Health Insurance Policy General Provisions 4%
11.0 Disability Income and Related Insurance 5%
12.0 Medical Plans 10%
13.0 Group Health Insurance 7%
14.0 Dental Insurance 2%
15.0 Insurance for Senior Citizens and Special Individuals Needs 7%
16.0 Federal Tax Considerations for Health Insurance 3%
How to Apply for the License: Resident Licensees of the Connecticut Insurance Department have the ability to apply for a new Connecticut Resident License via the National Producer Registry (NIPR) at www.nipr.com. Questions and concerns can be directed to the Department at 860-297-3845, by email at cid.licensing@ct.gov, or through standard mail at:
State of Connecticut Insurance Dept., Licensing Division
P.O. Box 816
Hartford, CT 06103
www.ct.gov/cid
License Renewal Requirements: Individual Producer licenses must be renewed every two years and there is a continuing education requirement.
Applicable Regulations: Life and health insurance agents in Connecticut are regulated by the Connecticut Insurance Department.
For more information on life and health insurance agent licensing and exam preparation, go to Tests.com’s Life and Health Insurance Exam Guide.
And take Tests.com’s free Life and Health Insurance Agent Practice Test.
Who Grants a License: Licenses are granted by the Connecticut Insurance Department.
Qualifications to receive a License: To qualify for a resident Connecticut Producer license or a Public Insurance Adjuster license, the applicant must:
· Be at least 18 years of age;
· Be financially responsible and of good moral character
It is highly recommended that the Connecticut Department of Insurance Licensing Information Handbook be reviewed before taking an examination. Individuals who wish to obtain an insurance license in the State of Connecticut must:
1. Complete all prelicensing education requirements (80 hours for Life/Accident & Health License)
2. Make a reservation and pay the examination fee.
3. Pass the examination.
4. Apply for a license.
Applying for the Agent Exam: Contact PearsonVue to register and pay for your exam and to schedule an appointment to take it.
On the Internet—register and schedule at one time:
1. Access Connecticut Insurance certification testing with Pearson VUE.
2. Select Create an Account and follow the prompts.
Test Information: The license exam for each license type consists of questions that test knowledge of
topical areas listed in that exam’s content outline. You can view a complete outline specific to your exam online at www.prometric.com/connecticut/insurance. Content outlines were developed in cooperation with the Department and an Examination Review Workshop (ERW) consisting of individuals from the Connecticut insurance industry.
At the end of your exam, your score will be shown on the screen and you will receive a printed score report. The report indicates your overall score and grade, including the numerical percentage of questions answered correctly and whether you passed or failed. The report also displays your percentage correct in each major section of the exam, as defined by the exam content outline. These section scores are shown to guide you about areas requiring additional preparation for retesting if you do not pass the exam.
The Connecticut Department of Insurance Licensing Information Handbook contains specific content information beyond the following general outlines:
Connecticut Producer's Examination for Life/Accident and Health Insurance Series 18-03
150 questions – 2.5-hour time limit
1.0 Insurance Regulation 6%
2.0 General Insurance 6%
3.0 Life Insurance Basics 9%
4.0 Life Insurance Policies 10%
5.0 Life Insurance Policy Provisions, Options and Riders 10%
6.0 Annuities 5%
7.0 Federal Tax Considerations for Life Insurance and Annuities 6%
8.0 Qualified Plans 4%
9.0 Health Insurance Basics 6%
10.0 Individual Health Insurance Policy General Provisions 4%
11.0 Disability Income and Related Insurance 5%
12.0 Medical Plans 10%
13.0 Group Health Insurance 7%
14.0 Dental Insurance 2%
15.0 Insurance for Senior Citizens and Special Individuals Needs 7%
16.0 Federal Tax Considerations for Health Insurance 3%
How to Apply for the License: Resident Licensees of the Connecticut Insurance Department have the ability to apply for a new Connecticut Resident License via the National Producer Registry (NIPR) at www.nipr.com. Questions and concerns can be directed to the Department at 860-297-3845, by email at cid.licensing@ct.gov, or through standard mail at:
State of Connecticut Insurance Dept., Licensing Division
P.O. Box 816
Hartford, CT 06103
www.ct.gov/cid
License Renewal Requirements: Individual Producer licenses must be renewed every two years and there is a continuing education requirement.
Applicable Regulations: Life and health insurance agents in Connecticut are regulated by the Connecticut Insurance Department.
For more information on life and health insurance agent licensing and exam preparation, go to Tests.com’s Life and Health Insurance Exam Guide.
And take Tests.com’s free Life and Health Insurance Agent Practice Test.