Indiana Life and Health Insurance Agent Exam

Need of a License: An individual who is acting as an agent or producer needs a license to sell life and health insurance in Indiana.

Who Grants a License: Licenses are granted by the Indiana Department of Insurance.
Life and Health Insurance Agent Exam
Qualifications to receive a License: Individuals who wish to obtain an insurance license in the State of Indiana must:
  • Be at least 18 years of age
  • Maintain principal place of residence or principal place of business in Indiana
  • Successfully complete a pre-licensing education program and an examination
  • Not have committed any act that is a ground for denial, suspension or revocation of a license
  • Submit the appropriate forms, application, and nonrefundable fees for the desired license.
Prelicensing Education: Life and Health Insurance licenses require 40 hours of prelicensing education. State-approved pre-licensing self-study courses may be used to fulfill classroom requirements.
You can access a current list of authorized pre-licensing schools from Sircon.
You may also access the Sircon website for the following information:
  • Transcript Inquiry
  • Available Course Offerings
  • Approved Courses
  • Approved Providers
A pre-licensing education Certificate of Completion will be issued by your pre-licensing school at the end of your course. The certificate is valid for six months. You must pass your exam and apply for your license during this six-month period.

Applying for the Producer Exam:  The Indiana Department of Insurance, Performance Assessment Network and its Associates (PAN), and Ivy Tech State College have teamed up to offer a comprehensive way for candidates to register for and schedule their exams, to make it as easy as possible for all candidates. Registration and scheduling are two different procedures: registration is the process of choosing the exam and paying for it (PAN), scheduling is choosing an appointment and location to take the exam at an Ivy Tech Testing Center.

The following are the steps needed for preparing for and taking an Indiana insurance exam:

1. USE THE CONTENT OUTLINE to STUDY: Pre-Licensing Exam Content Study Materials
2. COMPLETE THE PRE-LICENSING EDUCATION REQUIREMENTS: Find Approved Providers 
3. OBTAIN A CERTIFICATE OF COMPLETION FROM THE PROVIDER
4. REGISTER AND SCHEDULE AN EXAMINATION:
  • Visit the IDOI Testing Website
  • Register for an account and login
  • Select and pay for the appropriate assessment
  • Schedule assessment
  • Take assessment at testing center
Should you need any assistance, please email IDOI_Support@panpowered.com or call Technical Support at 877-449-8378.

Test Information: Before becoming licensed by the department each applicant for licensing as an insurance producer must pass an examination for the line(s) of authority for which application is made. The examination tests the candidate’s knowledge concerning the line(s) of authority, duties and responsibilities of a licensee and the Indiana insurance laws and administrative rules. The following provides a general overview of the content outline. A detailed outline can be found in the Pre-Licensing Exam Content Study Materials.
 
Life Accident and Health Producer Indiana Examination
(160 Questions Total – Time Limit 2 hrs, 40 minutes)
 
I. Insurance Basics (21 questions total)
II. Types of Insurance Policies (16 questions total)
III. Annuity Contracts
IV. Life Insurance Policy Provisions
V. Life Insurance Policy Options
VI. Life Insurance Policy Riders
VII. Business Uses of Life Insurance
VIII. Qualified Retirement Plans
IX. Group Life Insurance
X. Government Insurance – Social Security
XI. Health Insurance Basics
XII. Disability Income Insurance
XIII. Medical Expense Policies
XIV. Senior Citizen Policies
XV. Accidental Death and Dismemberment (AD&D) Policies
XVI. Limited Health Policies
XVII. Uniform Individual Health Policy Provisions
XVIII. Group Health
XIX. Government Social Security Health Care
XX. State of Indiana General Insurance Regulations
XXI. Life Regulations
XXII. Health Regulations
 
How to Apply for the License: You can apply for your license online through Sircon or through NIPR. For more information, visit the Indiana Department of Insurance’s website, or contact by mail or by phone.
 
Indiana Department of Insurance
311 Washington Street
Indianapolis, IN 46204
317-232-2385

License Renewal Requirements: Individual Producer licenses must be renewed every two years and there is a continuing education requirement.

Applicable Regulations: Life and health insurance agents in Indiana are regulated by the Indiana Department of Insurance.
 

For more information on life and health insurance agent licensing and exam preparation, go to Tests.com’s Life and Health Insurance Exam Guide.

And take Tests.com’s free Life and Health Insurance Agent Practice Test.

For life and health insurance agent exam preparation products, such as study guides, flashcards and courses, go to Tests.com’s Life and Health Insurance Sales Exam listings.
Quality starts with...
...who wrote the material.
Our practice exam writers:
Susan Wright, MBA, CLU, RHU, REBC
 has worked in the insurance and financial services industry for over 20 years, where she has focused, in part, on producing training and educational materials. She has held roles at several large insurance and investment companies. Ms. Wright has been licensed as an insurance agent and an NASD/FINRA securities broker. She has earned nine industry professional designations, including: Chartered Life Underwriter, Registered Health Underwriter, Registered Employee Benefits Consultant, Certified Senior Advisor and Certified in Long-Term Care.

Noah Sobin is a licensed life insurance agent and insurance consultant who has worked as an agent for over ten years and as an insurance underwriter for five years. He has worked for Lincoln Financial Group and Prudential Financial. He earned his BA in Economics from Flordia State University.
Our practice exam covers life and health insurance exam subject areas that are common across the country and is not specific to any one state but rather applicable to all states. It covers all of the following areas which are typically covered in your actual state Life & Health Insurance examination:
  • General insurance
  • Insurance regulation
  • Life insurance basics
  • Life insurance policies
  • Life insurance policy provisions, options, and riders
  • Annuities
  • Federal tax considerations for life insurance and annuities
  • Qualified plans
  • Health Insurance basics
  • Individual health insurance policy general provisions
  • Disability income and related insurance
  • Medical plans
  • Health maintenance organizations
  • Group health insurance
  • Dental insurance
  • Insurance for special needs individuals and senior citizens
  • Federal tax considerations for health insurance