2020 Edition

Life & Health Insurance Agent Practice Exam

Life & Health Insurance Agent Practice Exam

Pass the Life & Health Insurance Agent Exam the first time—guaranteed or your money back. Our expert-written Life & Health practice material covers the actual exam topics with fully explained answers. 
 

Prepare for the worst!  Practice difficult questions you won't find anywhere else.

Take unlimited tests of any length. Includes free new question updates and complements any other study materials. 
 
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1. Elite Exam Writers YES. Our practice exams and other material were written by experts in their field with top experience, education and overall credentials (see top right column of this page) so our content quality is second to none. If you're comparing our practice exam to another company's, do you know who wrote their material? ?
2. Instant Use Anywhere YES. Get it now! Includes both Instant Access Formats: Online & eBook (PDF) so you can study now on your schedule.
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3. Unlimited Access YES. Unlimited 24/7 access. Study when you need it.  No recurring charges. ?
4.Customer Satisfaction YES. Our return rate is only about 3% compared to an e-commerce average of about 8%. Example: "Thanks for your product. I used it quite a bit and passed the test the first time!!!" - Brad It is no wonder we have an A BBB rating. ?
5. Support & Service YES. Our practice exam authors, peer reviewers, editors, technical support are responsive to your needs and dedicated to you passing your exam the first time. Testimonial: "I have & will continue to refer your testing service to people... I appreciate your diligence and the fact that you cared enough tocontact me again... Your customer service & dedication to your customers is what has obviously kept you successful."- Hope ?
6. Free Question Updates YES. When we add new questions, you get them Free! ?
7. YES. Optionally simulate exam conditions. TestSIM™ is easy and flexible to use. More... NO
8. YES. With TestNOTES™, you have option to type notes for any question for instant reinforcement & later review. NO
9. YES. Our Focus Flash Cards™ online study system allows you tocustomize study by time, section(s) and more. Create/share your own too. NO
10. Study Mode Option YES. You have the option to test with instant prompts for incorrect answers and explanations of correct answers. ?
11. Prep What You Need YES. Choose whole test or practice by the section. Unlike subscription products, our material covers what you need to know without redundancy. ?
12. Easy Read Questions YES. Your online account format displays one question at a time. See Example. ?
13. Flexible Testing YES. Set the number of questions and time limit to your needs OR simulate your actual exam. Choose Sequential or Random question order. See Example. ?
14. Instant Scoring YES.The Online format automatically scores your test as you go and when complete. The eBook (PDF) format includes an answer bubble sheet. ?
15. Reporting / Stats YES. View your results and track progress in real time with easy to read tables and graphs. See Example. ?
16. Test / Exam Review YES. A great reference for the who, what, why, where and how of the actual exam. ?
17. Testing Tips YES. Specific action tips to improve your score. ?
18. Printable YES ?
19.Computer/Tablet/Phone YES. Guaranteed to work with your device or money back. ?
20. Audio Enabled YES. Our Focus FlashCards Online Study System is audio enabled so you can walk on the beach and listen to your flash cards, advancing them as you want or setting them on autoplay. ?
21. University Tested YES. Our system is so good that colleges and universities use it to prepare their graduating students for their certification exams. ?
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23. Future Online Testing YES. Tests.com has 300 test categories and growing. Get one test system to take your tests with unlimited access. ?
24. 100% Pass Guarantee ​YES. Pass your exam - guaranteed or your money back. Also, if you are not satisfied for any reason, let us know and you will receive a full refund. Either way, there is no risk to you for trying. Click here for details. ?
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Need more info? See our free Life and Health Insurance Agent Licensing sample questions.

TESTIMONIALS

"Some practice exams have over two thousand questions which makes things much more complicated and discouraging... I've spent lots of money on practice exams and study guides only to find myself "overwhelmed" with questions and topics I've never heard of! I've taken the practice exam on this site and discovered that these questions are the closest to what I've learned in school." - Milton T.

"I appreciate the customer service, it has been excellent and greatly appreciated." - Caitlin K.

"I want to let you know that I took my test today, and passed it. Thank you for the help." - Patricia N.

"I have & will continue to refer your testing service to people... I appreciate your diligence and the fact that you cared enough to contact me again... Your customer service & dedication to your customers is what has obviously kept you successful." - Hope

"Hi, I passed my life and health license test exam with the help of this program." - Amir S.

Quality starts with...
...who wrote the material.
Our practice exam writers:
Susan Wright, MBA, CLU, RHU, REBC
 has worked in the insurance and financial services industry for over 20 years, where she has focused, in part, on producing training and educational materials. She has held roles at several large insurance and investment companies. Ms. Wright has been licensed as an insurance agent and an NASD/FINRA securities broker. She has earned nine industry professional designations, including: Chartered Life Underwriter, Registered Health Underwriter, Registered Employee Benefits Consultant, Certified Senior Advisor and Certified in Long-Term Care.

Noah Sobin is a licensed life insurance agent and insurance consultant who has worked as an agent for over ten years and as an insurance underwriter for five years. He has worked for Lincoln Financial Group and Prudential Financial. He earned his BA in Economics from Flordia State University.
Our practice exam covers life and health insurance exam subject areas that are common across the country and is not specific to any one state but rather applicable to all states. It covers all of the following areas which are typically covered in your actual state Life & Health Insurance examination:
  • General insurance
  • Insurance regulation
  • Life insurance basics
  • Life insurance policies
  • Life insurance policy provisions, options, and riders
  • Annuities
  • Federal tax considerations for life insurance and annuities
  • Qualified plans
  • Health Insurance basics
  • Individual health insurance policy general provisions
  • Disability income and related insurance
  • Medical plans
  • Health maintenance organizations
  • Group health insurance
  • Dental insurance
  • Insurance for special needs individuals and senior citizens
  • Federal tax considerations for health insurance